Call reports 2020
UNION NATIONAL BANK — 2020
What UNION NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 319,999,000 | 462,099,000 | 444,264,000 | 426,302,000 |
| Total loans | 279,243,000 | 388,238,000 | 395,397,000 | 384,739,000 |
| Allowance for loan losses | 3,392,000 | 3,401,000 | 3,410,000 | 3,418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,741,000 | 4,744,000 | 4,746,000 | 4,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,905,000 | 388,373,000 | 364,573,000 | 343,042,000 |
| Interest-bearing deposits | 206,669,000 | 249,760,000 | 224,701,000 | 214,712,000 |
| Noninterest-bearing deposits | 75,236,000 | 138,613,000 | 139,872,000 | 128,330,000 |
| Equity capital | 37,291,000 | 38,329,000 | 39,432,000 | 40,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,456,000 | 9,759,000 | 13,033,000 |
| Interest expense | 907,000 | 1,865,000 | 2,702,000 | 3,405,000 |
| Net interest income | 2,282,000 | 4,591,000 | 7,057,000 | 9,628,000 |
| Noninterest income | 18,000 | 418,000 | 922,000 | 1,877,000 |
| Noninterest expense | 1,208,000 | 2,425,000 | 3,810,000 | 5,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,092,000 | 2,584,000 | 4,169,000 | 5,847,000 |
| Income tax | 329,000 | 783,000 | 1,265,000 | 1,776,000 |
| Net income | 763,000 | 1,801,000 | 2,904,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,291,000 | 38,329,000 | 39,432,000 | 40,599,000 |
| Total capital | 40,148,000 | 40,938,000 | 42,100,000 | 43,381,000 |
| Risk-weighted assets | 228,009,000 | 207,913,000 | 212,642,000 | 221,931,000 |