Call reports 2019
UNION NATIONAL BANK — 2019
What UNION NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 300,967,000 | 306,368,000 | 314,233,000 | 307,450,000 |
| Total loans | 261,897,000 | 259,662,000 | 266,534,000 | 271,155,000 |
| Allowance for loan losses | 3,544,000 | 3,558,000 | 3,371,000 | 3,382,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,741,000 | 4,659,000 | 4,686,000 | 4,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,157,000 | 267,885,000 | 274,956,000 | 267,709,000 |
| Interest-bearing deposits | 202,998,000 | 193,634,000 | 198,737,000 | 185,578,000 |
| Noninterest-bearing deposits | 60,159,000 | 74,251,000 | 76,219,000 | 82,131,000 |
| Equity capital | 37,071,000 | 37,920,000 | 38,592,000 | 39,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,384,000 | 9,713,000 | 13,038,000 |
| Interest expense | 1,014,000 | 2,090,000 | 3,152,000 | 4,140,000 |
| Net interest income | 2,146,000 | 4,294,000 | 6,561,000 | 8,898,000 |
| Noninterest income | 14,000 | 25,000 | -152,000 | -116,000 |
| Noninterest expense | 1,190,000 | 2,393,000 | 3,731,000 | 5,369,000 |
| Provision for loan losses | 0 | 0 | -210,000 | -210,000 |
| Pretax income | 970,000 | 1,926,000 | 2,888,000 | 3,623,000 |
| Income tax | 293,000 | 400,000 | 690,000 | 911,000 |
| Net income | 677,000 | 1,526,000 | 2,198,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,071,000 | 37,920,000 | 38,592,000 | 39,106,000 |
| Total capital | 39,870,000 | 40,670,000 | 41,365,000 | 41,941,000 |
| Risk-weighted assets | 223,118,000 | 219,142,000 | 221,195,000 | 226,246,000 |