Call reports 2018
UNION NATIONAL BANK — 2018
What UNION NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 310,391,000 | 323,543,000 | 311,914,000 | 291,353,000 |
| Total loans | 269,791,000 | 267,500,000 | 267,010,000 | 262,626,000 |
| Allowance for loan losses | 3,554,000 | 3,559,000 | 3,439,000 | 3,536,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,752,000 | 4,668,000 | 4,690,000 | 4,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,195,000 | 284,560,000 | 271,928,000 | 254,490,000 |
| Interest-bearing deposits | 198,323,000 | 208,693,000 | 196,535,000 | 193,119,000 |
| Noninterest-bearing deposits | 73,872,000 | 75,867,000 | 75,393,000 | 61,371,000 |
| Equity capital | 37,543,000 | 38,471,000 | 39,376,000 | 36,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,066,000 | 6,238,000 | 9,509,000 | 12,722,000 |
| Interest expense | 670,000 | 1,402,000 | 2,219,000 | 3,133,000 |
| Net interest income | 2,396,000 | 4,836,000 | 7,290,000 | 9,589,000 |
| Noninterest income | 31,000 | 72,000 | 108,000 | -262,000 |
| Noninterest expense | 1,090,000 | 2,239,000 | 3,435,000 | 4,859,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,337,000 | 2,669,000 | 3,963,000 | 4,468,000 |
| Income tax | 322,000 | 726,000 | 1,115,000 | 1,238,000 |
| Net income | 1,015,000 | 1,943,000 | 2,848,000 | 3,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,445,000 | 38,471,000 | 39,376,000 | 36,394,000 |
| Total capital | 40,416,000 | 41,345,000 | 42,245,000 | 39,213,000 |
| Risk-weighted assets | 237,083,000 | 229,201,000 | 228,956,000 | 224,814,000 |