Call reports 2017
UNION NATIONAL BANK — 2017
What UNION NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 291,564,000 | 311,494,000 | 312,726,000 | 302,816,000 |
| Total loans | 246,054,000 | 255,489,000 | 264,310,000 | 268,683,000 |
| Allowance for loan losses | 3,781,000 | 3,786,000 | 3,789,000 | 3,548,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,007,000 | 3,974,000 | 3,983,000 | 3,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,323,000 | 273,191,000 | 273,493,000 | 265,773,000 |
| Interest-bearing deposits | 188,116,000 | 206,007,000 | 202,670,000 | 199,852,000 |
| Noninterest-bearing deposits | 63,207,000 | 67,184,000 | 70,823,000 | 65,921,000 |
| Equity capital | 39,926,000 | 37,947,000 | 38,621,000 | 36,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,295,000 | 8,259,000 | 11,301,000 |
| Interest expense | 426,000 | 935,000 | 1,538,000 | 2,146,000 |
| Net interest income | 2,152,000 | 4,360,000 | 6,721,000 | 9,155,000 |
| Noninterest income | -78,000 | -157,000 | -119,000 | -140,000 |
| Noninterest expense | 1,164,000 | 2,483,000 | 3,774,000 | 5,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 910,000 | 1,720,000 | 2,828,000 | 3,691,000 |
| Income tax | -306,000 | -217,000 | 217,000 | 1,173,000 |
| Net income | 1,216,000 | 1,937,000 | 2,611,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,158,000 | 37,466,000 | 38,402,000 | 36,341,000 |
| Total capital | 40,914,000 | 40,307,000 | 41,335,000 | 39,356,000 |
| Risk-weighted assets | 218,695,000 | 226,142,000 | 233,739,000 | 240,618,000 |