Call reports 2016
UNION NATIONAL BANK — 2016
What UNION NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 277,304,000 | 277,013,000 | 283,425,000 | 277,257,000 |
| Total loans | 232,847,000 | 227,207,000 | 230,876,000 | 237,650,000 |
| Allowance for loan losses | 4,909,000 | 4,915,000 | 4,297,000 | 4,328,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,012,000 | 3,000,000 | 3,003,000 | 4,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,771,000 | 239,030,000 | 244,418,000 | 238,213,000 |
| Interest-bearing deposits | 178,116,000 | 176,860,000 | 178,174,000 | 172,467,000 |
| Noninterest-bearing deposits | 61,655,000 | 62,170,000 | 66,244,000 | 65,746,000 |
| Equity capital | 36,943,000 | 37,596,000 | 38,622,000 | 38,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,559,000 | 5,089,000 | 7,540,000 | 10,066,000 |
| Interest expense | 384,000 | 765,000 | 1,171,000 | 1,570,000 |
| Net interest income | 2,175,000 | 4,324,000 | 6,369,000 | 8,496,000 |
| Noninterest income | 299,000 | 278,000 | 232,000 | 57,000 |
| Noninterest expense | 1,543,000 | 3,018,000 | 4,331,000 | 5,755,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -500,000 |
| Pretax income | 931,000 | 1,584,000 | 2,770,000 | 3,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 931,000 | 1,584,000 | 2,770,000 | 3,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,754,000 | 36,474,000 | 37,245,000 | 37,309,000 |
| Total capital | 38,386,000 | 39,057,000 | 39,890,000 | 39,983,000 |
| Risk-weighted assets | 207,779,000 | 203,804,000 | 209,390,000 | 211,638,000 |