Call reports 2015
UNION NATIONAL BANK — 2015
What UNION NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 294,879,000 | 299,737,000 | 299,763,000 | 310,826,000 |
| Total loans | 235,193,000 | 233,103,000 | 237,758,000 | 244,086,000 |
| Allowance for loan losses | 5,397,000 | 5,386,000 | 5,189,000 | 5,013,000 |
| Securities available for sale | 3,000,000 | 0 | 0 | 0 |
| Securities held to maturity | 17,000 | 3,010,000 | 3,011,000 | 3,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,875,000 | 263,280,000 | 263,797,000 | 274,363,000 |
| Interest-bearing deposits | 198,928,000 | 201,011,000 | 199,588,000 | 213,697,000 |
| Noninterest-bearing deposits | 60,947,000 | 62,269,000 | 64,209,000 | 60,666,000 |
| Equity capital | 34,626,000 | 35,165,000 | 35,520,000 | 36,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 5,091,000 | 7,606,000 | 10,219,000 |
| Interest expense | 412,000 | 845,000 | 1,280,000 | 1,716,000 |
| Net interest income | 2,091,000 | 4,246,000 | 6,326,000 | 8,503,000 |
| Noninterest income | -223,000 | 328,000 | -93,000 | -532,000 |
| Noninterest expense | 1,275,000 | 2,542,000 | 4,046,000 | 5,294,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -200,000 |
| Pretax income | 593,000 | 2,032,000 | 2,387,000 | 2,877,000 |
| Income tax | 0 | 0 | 0 | -2,000 |
| Net income | 593,000 | 2,032,000 | 2,387,000 | 2,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,542,000 | 35,051,000 | 34,874,000 | 35,096,000 |
| Total capital | 37,304,000 | 37,756,000 | 37,592,000 | 37,891,000 |
| Risk-weighted assets | 218,312,000 | 213,639,000 | 214,480,000 | 220,770,000 |