Call reports 2014
UNION NATIONAL BANK — 2014
What UNION NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 319,612,000 | 311,535,000 | 305,922,000 | 290,252,000 |
| Total loans | 250,960,000 | 242,974,000 | 233,969,000 | 233,778,000 |
| Allowance for loan losses | 6,724,000 | 6,538,000 | 5,426,000 | 5,456,000 |
| Securities available for sale | 3,000,000 | 2,998,000 | 2,999,000 | 3,000,000 |
| Securities held to maturity | 20,000 | 20,000 | 19,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,161,000 | 278,457,000 | 272,118,000 | 255,762,000 |
| Interest-bearing deposits | 229,351,000 | 216,599,000 | 210,519,000 | 193,972,000 |
| Noninterest-bearing deposits | 57,810,000 | 61,858,000 | 61,599,000 | 61,790,000 |
| Equity capital | 31,915,000 | 32,605,000 | 33,347,000 | 34,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,961,000 | 5,920,000 | 8,664,000 | 11,303,000 |
| Interest expense | 499,000 | 977,000 | 1,430,000 | 1,856,000 |
| Net interest income | 2,462,000 | 4,943,000 | 7,234,000 | 9,447,000 |
| Noninterest income | 113,000 | -93,000 | 93,000 | -7,000 |
| Noninterest expense | 1,275,000 | 2,860,000 | 4,596,000 | 6,022,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,300,000 | 1,990,000 | 2,731,000 | 3,418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,300,000 | 1,990,000 | 2,731,000 | 3,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,541,000 | 31,842,000 | 32,384,000 | 32,892,000 |
| Total capital | 34,821,000 | 35,078,000 | 35,499,000 | 36,004,000 |
| Risk-weighted assets | 258,825,000 | 255,498,000 | 246,847,000 | 246,527,000 |