Call reports 2012
UNION NATIONAL BANK — 2012
What UNION NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 400,813,000 | 379,120,000 | 373,307,000 | 356,094,000 |
| Total loans | 310,119,000 | 297,713,000 | 293,379,000 | 278,229,000 |
| Allowance for loan losses | 12,373,000 | 8,680,000 | 8,213,000 | 7,636,000 |
| Securities available for sale | 7,114,000 | 7,091,000 | 7,095,000 | 6,998,000 |
| Securities held to maturity | 28,000 | 27,000 | 26,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,128,000 | 353,162,000 | 345,606,000 | 327,019,000 |
| Interest-bearing deposits | 323,539,000 | 295,060,000 | 286,195,000 | 265,649,000 |
| Noninterest-bearing deposits | 54,589,000 | 58,102,000 | 59,411,000 | 61,370,000 |
| Equity capital | 21,455,000 | 25,035,000 | 26,890,000 | 27,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,153,000 | 8,154,000 | 12,003,000 | 15,773,000 |
| Interest expense | 1,148,000 | 2,151,000 | 3,053,000 | 3,875,000 |
| Net interest income | 3,005,000 | 6,003,000 | 8,950,000 | 11,898,000 |
| Noninterest income | -120,000 | 78,000 | 76,000 | -1,074,000 |
| Noninterest expense | 1,791,000 | 3,376,000 | 5,174,000 | 7,039,000 |
| Provision for loan losses | 855,000 | 867,000 | 566,000 | 235,000 |
| Pretax income | 239,000 | 1,838,000 | 3,286,000 | 3,550,000 |
| Income tax | 0 | -1,986,000 | -2,392,000 | -2,393,000 |
| Net income | 239,000 | 3,824,000 | 5,678,000 | 5,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,451,000 | 24,734,000 | 26,721,000 | 27,021,000 |
| Total capital | 25,481,000 | 28,661,000 | 30,551,000 | 30,684,000 |
| Risk-weighted assets | 313,728,000 | 309,137,000 | 301,778,000 | 288,578,000 |