Call reports 2011
UNION NATIONAL BANK — 2011
What UNION NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 468,592,000 | 434,893,000 | 422,651,000 | 403,548,000 |
| Total loans | 374,134,000 | 350,818,000 | 334,376,000 | 326,197,000 |
| Allowance for loan losses | 6,139,000 | 12,868,000 | 13,096,000 | 12,341,000 |
| Securities available for sale | 25,324,000 | 7,175,000 | 7,164,000 | 7,139,000 |
| Securities held to maturity | 31,000 | 31,000 | 29,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,793,000 | 414,220,000 | 401,512,000 | 380,990,000 |
| Interest-bearing deposits | 369,887,000 | 360,026,000 | 341,455,000 | 317,652,000 |
| Noninterest-bearing deposits | 55,906,000 | 54,194,000 | 60,057,000 | 63,338,000 |
| Equity capital | 42,362,000 | 20,253,000 | 20,312,000 | 21,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,511,000 | 8,965,000 | 13,328,000 | 17,817,000 |
| Interest expense | 1,644,000 | 3,191,000 | 4,613,000 | 5,890,000 |
| Net interest income | 2,867,000 | 5,774,000 | 8,715,000 | 11,927,000 |
| Noninterest income | 165,000 | -4,291,000 | -4,119,000 | -3,940,000 |
| Noninterest expense | 1,731,000 | 4,373,000 | 7,327,000 | 8,899,000 |
| Provision for loan losses | 1,048,000 | 15,916,000 | 16,523,000 | 17,423,000 |
| Pretax income | 253,000 | -18,806,000 | -19,254,000 | -18,335,000 |
| Income tax | 94,000 | 3,145,000 | 2,637,000 | 2,637,000 |
| Net income | 159,000 | -21,951,000 | -21,891,000 | -20,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,501,000 | 20,234,000 | 20,293,000 | 21,212,000 |
| Total capital | 45,220,000 | 24,654,000 | 24,639,000 | 25,390,000 |
| Risk-weighted assets | 376,076,000 | 345,203,000 | 338,652,000 | 325,766,000 |