Call reports 2010
UNION NATIONAL BANK — 2010
What UNION NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 478,667,000 | 518,369,000 | 491,616,000 | 467,449,000 |
| Total loans | 416,781,000 | 410,103,000 | 402,193,000 | 381,566,000 |
| Allowance for loan losses | 7,150,000 | 7,996,000 | 8,639,000 | 6,446,000 |
| Securities available for sale | 0 | 25,105,000 | 25,147,000 | 25,134,000 |
| Securities held to maturity | 33,810,000 | 20,662,000 | 17,953,000 | 4,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,384,000 | 474,536,000 | 445,215,000 | 424,660,000 |
| Interest-bearing deposits | 401,573,000 | 419,981,000 | 392,101,000 | 371,625,000 |
| Noninterest-bearing deposits | 32,811,000 | 54,555,000 | 53,114,000 | 53,035,000 |
| Equity capital | 42,166,000 | 42,701,000 | 43,001,000 | 42,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,361,000 | 10,441,000 | 15,549,000 | 20,402,000 |
| Interest expense | 2,246,000 | 4,448,000 | 6,520,000 | 8,375,000 |
| Net interest income | 3,115,000 | 5,993,000 | 9,029,000 | 12,027,000 |
| Noninterest income | 100,000 | 193,000 | 398,000 | 518,000 |
| Noninterest expense | 1,128,000 | 2,470,000 | 4,602,000 | 6,216,000 |
| Provision for loan losses | 692,000 | 1,779,000 | 2,871,000 | 5,205,000 |
| Pretax income | 1,395,000 | 1,937,000 | 1,954,000 | 1,124,000 |
| Income tax | -2,021,000 | -1,950,000 | -2,207,000 | -2,311,000 |
| Net income | 3,416,000 | 3,887,000 | 4,161,000 | 3,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,166,000 | 42,637,000 | 42,911,000 | 41,264,000 |
| Total capital | 47,503,000 | 47,855,000 | 47,965,000 | 46,094,000 |
| Risk-weighted assets | 425,165,000 | 414,698,000 | 400,750,000 | 384,024,000 |