Call reports 2007
UNION NATIONAL BANK — 2007
What UNION NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 354,967,000 | 381,616,000 | 371,099,000 | 363,338,000 |
| Total loans | 342,069,000 | 340,571,000 | 321,111,000 | 341,852,000 |
| Allowance for loan losses | 735,000 | 750,000 | 765,000 | 779,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,063,000 | 1,063,000 | 1,062,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,742,000 | 338,990,000 | 328,963,000 | 319,908,000 |
| Interest-bearing deposits | 276,265,000 | 292,562,000 | 284,837,000 | 276,572,000 |
| Noninterest-bearing deposits | 36,477,000 | 46,428,000 | 44,126,000 | 43,336,000 |
| Equity capital | 40,528,000 | 40,572,000 | 40,533,000 | 41,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,469,000 | 12,790,000 | 19,482,000 | 25,814,000 |
| Interest expense | 3,206,000 | 6,631,000 | 10,306,000 | 13,746,000 |
| Net interest income | 3,263,000 | 6,159,000 | 9,176,000 | 12,068,000 |
| Noninterest income | 136,000 | 262,000 | 411,000 | 677,000 |
| Noninterest expense | 952,000 | 1,786,000 | 2,896,000 | 4,715,000 |
| Provision for loan losses | 15,000 | 30,000 | 1,004,000 | 1,064,000 |
| Pretax income | 2,432,000 | 4,605,000 | 5,687,000 | 6,966,000 |
| Income tax | 27,000 | 56,000 | 67,000 | 81,000 |
| Net income | 2,405,000 | 4,549,000 | 5,620,000 | 6,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,528,000 | 40,572,000 | 40,533,000 | 41,498,000 |
| Total capital | 41,263,000 | 41,322,000 | 41,298,000 | 42,275,000 |
| Risk-weighted assets | 317,177,000 | 342,587,000 | 321,785,000 | 332,419,000 |