Call reports 2006
UNION NATIONAL BANK — 2006
What UNION NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 341,343,000 | 358,313,000 | 361,127,000 | 343,980,000 |
| Total loans | 327,282,000 | 336,315,000 | 345,511,000 | 329,080,000 |
| Allowance for loan losses | 1,675,000 | 690,000 | 705,000 | 720,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,092,000 | 1,965,000 | 1,962,000 | 1,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,559,000 | 320,388,000 | 321,314,000 | 303,564,000 |
| Interest-bearing deposits | 268,993,000 | 279,090,000 | 281,317,000 | 255,559,000 |
| Noninterest-bearing deposits | 34,566,000 | 41,298,000 | 39,997,000 | 48,005,000 |
| Equity capital | 35,932,000 | 35,706,000 | 37,424,000 | 38,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,094,000 | 13,157,000 | 20,042,000 | 27,116,000 |
| Interest expense | 2,620,000 | 5,549,000 | 8,777,000 | 12,075,000 |
| Net interest income | 3,474,000 | 7,608,000 | 11,265,000 | 15,041,000 |
| Noninterest income | 161,000 | 348,000 | 491,000 | 609,000 |
| Noninterest expense | 780,000 | 1,372,000 | 2,142,000 | 3,690,000 |
| Provision for loan losses | 15,000 | 1,751,000 | 1,766,000 | 2,448,000 |
| Pretax income | 2,840,000 | 4,833,000 | 7,848,000 | 9,512,000 |
| Income tax | 41,000 | 56,000 | 102,000 | 127,000 |
| Net income | 2,799,000 | 4,777,000 | 7,746,000 | 9,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,932,000 | 35,706,000 | 37,424,000 | 38,743,000 |
| Total capital | 37,607,000 | 36,396,000 | 38,129,000 | 39,463,000 |
| Risk-weighted assets | 324,734,000 | 333,177,000 | 341,444,000 | 325,620,000 |