Call reports 2005
UNION NATIONAL BANK — 2005
What UNION NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 268,764,000 | 318,970,000 | 336,480,000 | 352,560,000 |
| Total loans | 257,596,000 | 298,974,000 | 314,962,000 | 324,307,000 |
| Allowance for loan losses | 617,000 | 632,000 | 647,000 | 1,660,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,396,000 | 2,752,000 | 2,738,000 | 2,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,917,000 | 282,985,000 | 299,557,000 | 315,709,000 |
| Interest-bearing deposits | 200,929,000 | 243,224,000 | 255,615,000 | 273,208,000 |
| Noninterest-bearing deposits | 34,987,000 | 39,761,000 | 43,942,000 | 42,501,000 |
| Equity capital | 30,860,000 | 32,424,000 | 34,145,000 | 35,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,205,000 | 9,741,000 | 15,263,000 | 21,201,000 |
| Interest expense | 1,296,000 | 2,919,000 | 4,985,000 | 7,386,000 |
| Net interest income | 2,909,000 | 6,822,000 | 10,278,000 | 13,815,000 |
| Noninterest income | 180,000 | 358,000 | 531,000 | 728,000 |
| Noninterest expense | 692,000 | 1,345,000 | 2,171,000 | 3,746,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 1,060,000 |
| Pretax income | 2,382,000 | 5,805,000 | 8,593,000 | 9,737,000 |
| Income tax | 39,000 | 92,000 | 135,000 | 169,000 |
| Net income | 2,343,000 | 5,713,000 | 8,458,000 | 9,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,860,000 | 32,424,000 | 34,145,000 | 35,055,000 |
| Total capital | 31,477,000 | 33,056,000 | 34,792,000 | 36,715,000 |
| Risk-weighted assets | 250,746,000 | 296,458,000 | 310,903,000 | 324,600,000 |