Call reports 2002
UNION NATIONAL BANK — 2002
What UNION NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 132,779,000 | 139,227,000 | 154,908,000 | 157,612,000 |
| Total loans | 119,591,000 | 124,710,000 | 135,995,000 | 145,355,000 |
| Allowance for loan losses | 419,000 | 434,000 | 444,000 | 459,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,143,000 | 8,151,000 | 8,081,000 | 8,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,535,000 | 123,683,000 | 139,500,000 | 138,247,000 |
| Interest-bearing deposits | 91,925,000 | 100,166,000 | 111,285,000 | 113,122,000 |
| Noninterest-bearing deposits | 22,610,000 | 23,517,000 | 28,215,000 | 25,125,000 |
| Equity capital | 13,302,000 | 12,414,000 | 13,133,000 | 16,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,169,000 | 4,427,000 | 6,865,000 | 9,291,000 |
| Interest expense | 728,000 | 1,511,000 | 2,385,000 | 3,262,000 |
| Net interest income | 1,441,000 | 2,916,000 | 4,480,000 | 6,029,000 |
| Noninterest income | 75,000 | 163,000 | 262,000 | 322,000 |
| Noninterest expense | 545,000 | 1,137,000 | 1,688,000 | 2,712,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 119,000 |
| Pretax income | 956,000 | 1,912,000 | 3,009,000 | 3,520,000 |
| Income tax | 16,000 | 32,000 | 51,000 | 60,000 |
| Net income | 940,000 | 1,880,000 | 2,958,000 | 3,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,302,000 | 12,414,000 | 13,133,000 | 16,555,000 |
| Total capital | 13,721,000 | 12,848,000 | 13,577,000 | 17,014,000 |
| Risk-weighted assets | 118,000,000 | 123,113,000 | 136,339,000 | 144,914,000 |