Call reports 2025
BANK OF THE FEDERATED STATES OF MICRONESIA — 2025
What BANK OF THE FEDERATED STATES OF MICRONESIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 246,163,000 | 273,413,000 | 265,853,000 | 270,937,000 |
| Total loans | 59,295,000 | 60,172,000 | 62,633,000 | 64,366,000 |
| Allowance for loan losses | 1,926,000 | 1,984,000 | 2,096,000 | 2,169,000 |
| Securities available for sale | 69,622,000 | 90,077,000 | 114,138,000 | 112,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,447,000 | 241,116,000 | 232,042,000 | 235,897,000 |
| Interest-bearing deposits | 132,331,000 | 148,407,000 | 141,306,000 | 155,611,000 |
| Noninterest-bearing deposits | 81,116,000 | 92,709,000 | 90,736,000 | 80,286,000 |
| Equity capital | 31,791,000 | 31,210,000 | 32,691,000 | 33,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,901,000 | 6,174,000 | 9,451,000 | 12,746,000 |
| Interest expense | 333,000 | 667,000 | 1,067,000 | 1,380,000 |
| Net interest income | 2,568,000 | 5,507,000 | 8,384,000 | 11,366,000 |
| Noninterest income | 320,000 | 547,000 | 797,000 | 1,009,000 |
| Noninterest expense | 1,804,000 | 3,732,000 | 5,559,000 | 7,763,000 |
| Provision for loan losses | 135,000 | 310,000 | 495,000 | 630,000 |
| Pretax income | 949,000 | 2,012,000 | 3,127,000 | 3,982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 949,000 | 2,012,000 | 3,127,000 | 3,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,969,000 | 32,699,000 | 33,812,000 | 34,667,000 |
| Total capital | 34,836,000 | 33,575,000 | 34,714,000 | 35,572,000 |
| Risk-weighted assets | 68,247,000 | 68,884,000 | 70,904,000 | 71,075,000 |