Call reports 2025
GATEWAY BANK — 2025
What GATEWAY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 291,885,000 | 291,220,000 | 300,539,000 | 301,455,000 |
| Total loans | 223,571,000 | 224,884,000 | 226,648,000 | 228,583,000 |
| Allowance for loan losses | 2,971,000 | 2,821,000 | 2,791,000 | 2,791,000 |
| Securities available for sale | 16,677,000 | 17,263,000 | 17,805,000 | 18,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,167,000 | 256,925,000 | 265,527,000 | 263,071,000 |
| Interest-bearing deposits | 201,728,000 | 200,377,000 | 205,889,000 | 207,106,000 |
| Noninterest-bearing deposits | 56,439,000 | 56,548,000 | 59,638,000 | 55,965,000 |
| Equity capital | 29,555,000 | 30,082,000 | 30,713,000 | 31,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,807,000 | 7,886,000 | 12,036,000 | 16,298,000 |
| Interest expense | 1,497,000 | 3,070,000 | 4,616,000 | 6,147,000 |
| Net interest income | 2,310,000 | 4,816,000 | 7,420,000 | 10,151,000 |
| Noninterest income | 72,000 | 150,000 | 218,000 | 291,000 |
| Noninterest expense | 1,525,000 | 3,099,000 | 4,664,000 | 6,248,000 |
| Provision for loan losses | 0 | -150,000 | -170,000 | -170,000 |
| Pretax income | 892,000 | 2,052,000 | 3,159,000 | 4,379,000 |
| Income tax | 98,000 | 198,000 | 307,000 | 424,000 |
| Net income | 794,000 | 1,854,000 | 2,852,000 | 3,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,657,000 | 30,092,000 | 30,676,000 | 31,779,000 |
| Total capital | 32,411,000 | 32,826,000 | 33,471,000 | 34,585,000 |
| Risk-weighted assets | 219,968,000 | 218,544,000 | 223,440,000 | 224,372,000 |