Call reports 2023
GATEWAY BANK — 2023
What GATEWAY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 260,336,000 | 243,039,000 | 250,011,000 | 271,713,000 |
| Total loans | 180,043,000 | 193,472,000 | 199,553,000 | 202,526,000 |
| Allowance for loan losses | 3,285,000 | 3,278,000 | 3,236,000 | 3,236,000 |
| Securities available for sale | 15,887,000 | 16,220,000 | 17,730,000 | 18,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,770,000 | 216,338,000 | 222,495,000 | 242,697,000 |
| Interest-bearing deposits | 171,638,000 | 155,527,000 | 162,844,000 | 179,189,000 |
| Noninterest-bearing deposits | 62,132,000 | 60,811,000 | 59,651,000 | 63,508,000 |
| Equity capital | 24,680,000 | 24,785,000 | 25,359,000 | 26,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,066,000 | 6,235,000 | 9,428,000 | 12,915,000 |
| Interest expense | 605,000 | 1,308,000 | 2,199,000 | 3,333,000 |
| Net interest income | 2,461,000 | 4,927,000 | 7,229,000 | 9,582,000 |
| Noninterest income | 78,000 | 153,000 | 230,000 | 301,000 |
| Noninterest expense | 1,245,000 | 2,702,000 | 4,106,000 | 5,582,000 |
| Provision for loan losses | 0 | -7,000 | -49,000 | -49,000 |
| Pretax income | 1,294,000 | 2,378,000 | 3,353,000 | 4,301,000 |
| Income tax | 128,000 | 235,000 | 332,000 | 425,000 |
| Net income | 1,166,000 | 2,143,000 | 3,021,000 | 3,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,450,000 | 25,635,000 | 26,181,000 | 27,036,000 |
| Total capital | 27,691,000 | 27,998,000 | 28,597,000 | 29,484,000 |
| Risk-weighted assets | 178,198,000 | 188,080,000 | 192,373,000 | 195,020,000 |