Call reports 2022
GATEWAY BANK — 2022
What GATEWAY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 277,540,000 | 277,732,000 | 300,479,000 | 265,816,000 |
| Total loans | 177,844,000 | 178,591,000 | 178,211,000 | 179,882,000 |
| Allowance for loan losses | 3,344,000 | 3,357,000 | 3,357,000 | 3,357,000 |
| Securities available for sale | 9,676,000 | 10,530,000 | 12,683,000 | 14,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,179,000 | 255,190,000 | 277,436,000 | 241,061,000 |
| Interest-bearing deposits | 177,842,000 | 179,571,000 | 201,522,000 | 176,453,000 |
| Noninterest-bearing deposits | 77,337,000 | 75,619,000 | 75,914,000 | 64,608,000 |
| Equity capital | 21,947,000 | 22,086,000 | 22,381,000 | 23,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,484,000 | 7,086,000 | 10,339,000 |
| Interest expense | 157,000 | 338,000 | 646,000 | 1,118,000 |
| Net interest income | 2,021,000 | 4,146,000 | 6,440,000 | 9,221,000 |
| Noninterest income | 77,000 | 154,000 | 235,000 | 312,000 |
| Noninterest expense | 1,215,000 | 2,512,000 | 3,821,000 | 5,161,000 |
| Provision for loan losses | 65,000 | 78,000 | 78,000 | 78,000 |
| Pretax income | 818,000 | 1,710,000 | 2,776,000 | 4,294,000 |
| Income tax | 91,000 | 158,000 | 291,000 | 447,000 |
| Net income | 727,000 | 1,552,000 | 2,485,000 | 3,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,561,000 | 22,844,000 | 23,428,000 | 24,789,000 |
| Total capital | 24,732,000 | 25,073,000 | 25,656,000 | 27,011,000 |
| Risk-weighted assets | 172,471,000 | 177,157,000 | 177,136,000 | 176,664,000 |