Call reports 2021
GATEWAY BANK — 2021
What GATEWAY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 273,177,000 | 268,247,000 | 280,564,000 | 275,398,000 |
| Total loans | 183,690,000 | 178,039,000 | 171,749,000 | 169,152,000 |
| Allowance for loan losses | 2,498,000 | 2,647,000 | 2,978,000 | 3,279,000 |
| Securities available for sale | 2,403,000 | 7,036,000 | 10,234,000 | 10,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,044,000 | 244,510,000 | 257,844,000 | 252,944,000 |
| Interest-bearing deposits | 173,234,000 | 175,763,000 | 180,739,000 | 175,761,000 |
| Noninterest-bearing deposits | 74,810,000 | 68,747,000 | 77,105,000 | 77,183,000 |
| Equity capital | 21,167,000 | 21,273,000 | 21,671,000 | 21,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,576,000 | 4,773,000 | 7,228,000 | 9,484,000 |
| Interest expense | 249,000 | 465,000 | 648,000 | 804,000 |
| Net interest income | 2,327,000 | 4,308,000 | 6,580,000 | 8,680,000 |
| Noninterest income | 71,000 | 165,000 | 246,000 | 326,000 |
| Noninterest expense | 1,105,000 | 2,296,000 | 3,485,000 | 4,775,000 |
| Provision for loan losses | 0 | 150,000 | 480,000 | 781,000 |
| Pretax income | 1,293,000 | 2,027,000 | 2,861,000 | 3,450,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 371,000 |
| Net income | 1,291,000 | 2,025,000 | 2,859,000 | 3,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,167,000 | 21,308,000 | 21,728,000 | 21,948,000 |
| Total capital | 23,126,000 | 23,269,000 | 23,735,000 | 23,979,000 |
| Risk-weighted assets | 156,156,000 | 156,211,000 | 159,595,000 | 161,208,000 |