Call reports 2020
GATEWAY BANK — 2020
What GATEWAY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 206,202,000 | 242,446,000 | 242,350,000 | 250,612,000 |
| Total loans | 159,995,000 | 186,477,000 | 187,094,000 | 176,760,000 |
| Allowance for loan losses | 2,117,000 | 2,222,000 | 2,222,000 | 2,498,000 |
| Securities available for sale | 2,130,000 | 1,828,000 | 1,819,000 | 2,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,035,000 | 217,299,000 | 216,805,000 | 224,538,000 |
| Interest-bearing deposits | 139,979,000 | 150,359,000 | 149,636,000 | 164,812,000 |
| Noninterest-bearing deposits | 41,056,000 | 66,940,000 | 67,169,000 | 59,726,000 |
| Equity capital | 19,179,000 | 19,106,000 | 19,461,000 | 20,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,217,000 | 6,279,000 | 8,933,000 |
| Interest expense | 446,000 | 825,000 | 1,150,000 | 1,421,000 |
| Net interest income | 1,728,000 | 3,392,000 | 5,129,000 | 7,512,000 |
| Noninterest income | 76,000 | 134,000 | 208,000 | 278,000 |
| Noninterest expense | 1,076,000 | 2,168,000 | 3,309,000 | 4,721,000 |
| Provision for loan losses | 49,000 | 149,000 | 149,000 | 424,000 |
| Pretax income | 679,000 | 1,209,000 | 1,879,000 | 2,645,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 677,000 | 1,207,000 | 1,877,000 | 2,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,154,000 | 19,092,000 | 19,452,000 | 20,218,000 |
| Total capital | 21,107,000 | 21,015,000 | 21,372,000 | 22,160,000 |
| Risk-weighted assets | 156,116,000 | 153,614,000 | 153,336,000 | 154,813,000 |