Call reports 2019
GATEWAY BANK — 2019
What GATEWAY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 182,356,000 | 186,586,000 | 193,360,000 | 196,255,000 |
| Total loans | 148,818,000 | 153,228,000 | 153,259,000 | 156,061,000 |
| Allowance for loan losses | 1,991,000 | 2,048,000 | 2,045,000 | 2,069,000 |
| Securities available for sale | 2,093,000 | 2,398,000 | 2,404,000 | 2,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,807,000 | 162,910,000 | 169,127,000 | 171,270,000 |
| Interest-bearing deposits | 118,914,000 | 122,682,000 | 124,686,000 | 130,788,000 |
| Noninterest-bearing deposits | 39,893,000 | 40,228,000 | 44,441,000 | 40,482,000 |
| Equity capital | 17,670,000 | 17,716,000 | 18,145,000 | 18,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,097,000 | 4,300,000 | 6,564,000 | 8,712,000 |
| Interest expense | 351,000 | 762,000 | 1,205,000 | 1,637,000 |
| Net interest income | 1,746,000 | 3,538,000 | 5,359,000 | 7,075,000 |
| Noninterest income | 79,000 | 160,000 | 247,000 | 328,000 |
| Noninterest expense | 1,051,000 | 2,146,000 | 3,239,000 | 4,411,000 |
| Provision for loan losses | 86,000 | 141,000 | 141,000 | 172,000 |
| Pretax income | 688,000 | 1,411,000 | 2,226,000 | 2,820,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 686,000 | 1,409,000 | 2,224,000 | 2,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,671,000 | 17,710,000 | 18,140,000 | 18,734,000 |
| Total capital | 19,524,000 | 19,638,000 | 20,053,000 | 20,655,000 |
| Risk-weighted assets | 148,116,000 | 154,132,000 | 152,927,000 | 153,541,000 |