Call reports 2018
GATEWAY BANK — 2018
What GATEWAY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,226,000 | 166,159,000 | 179,523,000 | 181,617,000 |
| Total loans | 135,496,000 | 134,888,000 | 136,672,000 | 141,898,000 |
| Allowance for loan losses | 1,841,000 | 1,844,000 | 1,867,000 | 1,906,000 |
| Securities available for sale | 1,495,000 | 1,493,000 | 1,493,000 | 1,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,216,000 | 144,060,000 | 156,865,000 | 156,731,000 |
| Interest-bearing deposits | 121,534,000 | 108,775,000 | 115,465,000 | 113,836,000 |
| Noninterest-bearing deposits | 32,682,000 | 35,285,000 | 41,400,000 | 42,895,000 |
| Equity capital | 16,214,000 | 16,267,000 | 16,641,000 | 17,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,802,000 | 3,622,000 | 5,576,000 | 7,613,000 |
| Interest expense | 239,000 | 486,000 | 785,000 | 1,116,000 |
| Net interest income | 1,563,000 | 3,136,000 | 4,791,000 | 6,497,000 |
| Noninterest income | 67,000 | 136,000 | 211,000 | 285,000 |
| Noninterest expense | 952,000 | 1,935,000 | 2,943,000 | 4,006,000 |
| Provision for loan losses | 34,000 | 37,000 | 60,000 | 114,000 |
| Pretax income | 644,000 | 1,300,000 | 1,999,000 | 2,662,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 642,000 | 1,298,000 | 1,997,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,217,000 | 16,269,000 | 16,644,000 | 17,307,000 |
| Total capital | 17,899,000 | 17,949,000 | 18,345,000 | 19,083,000 |
| Risk-weighted assets | 134,468,000 | 134,308,000 | 135,960,000 | 141,988,000 |