Call reports 2017
GATEWAY BANK — 2017
What GATEWAY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,212,000 | 166,224,000 | 173,485,000 | 173,981,000 |
| Total loans | 125,889,000 | 125,923,000 | 127,005,000 | 131,821,000 |
| Allowance for loan losses | 1,721,000 | 1,735,000 | 1,735,000 | 1,806,000 |
| Securities available for sale | 1,498,000 | 1,497,000 | 1,496,000 | 1,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,448,000 | 145,409,000 | 152,252,000 | 152,147,000 |
| Interest-bearing deposits | 118,721,000 | 113,864,000 | 117,632,000 | 119,596,000 |
| Noninterest-bearing deposits | 32,727,000 | 31,545,000 | 34,620,000 | 32,551,000 |
| Equity capital | 15,045,000 | 15,016,000 | 15,306,000 | 15,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,244,000 | 4,964,000 | 6,725,000 |
| Interest expense | 197,000 | 400,000 | 625,000 | 857,000 |
| Net interest income | 1,396,000 | 2,844,000 | 4,339,000 | 5,868,000 |
| Noninterest income | 73,000 | 146,000 | 222,000 | 290,000 |
| Noninterest expense | 791,000 | 1,649,000 | 2,595,000 | 3,569,000 |
| Provision for loan losses | 27,000 | 36,000 | 36,000 | 108,000 |
| Pretax income | 651,000 | 1,305,000 | 1,930,000 | 2,481,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 648,000 | 1,302,000 | 1,927,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,047,000 | 15,018,000 | 15,308,000 | 15,860,000 |
| Total capital | 16,615,000 | 16,603,000 | 16,917,000 | 17,510,000 |
| Risk-weighted assets | 125,298,000 | 126,701,000 | 128,653,000 | 131,857,000 |