Call reports 2016
GATEWAY BANK — 2016
What GATEWAY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 155,200,000 | 150,090,000 | 155,596,000 | 160,019,000 |
| Total loans | 114,783,000 | 115,629,000 | 115,785,000 | 122,386,000 |
| Allowance for loan losses | 1,586,000 | 1,620,000 | 1,622,000 | 1,689,000 |
| Securities available for sale | 1,452,000 | 1,454,000 | 1,454,000 | 1,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,064,000 | 129,993,000 | 135,127,000 | 138,834,000 |
| Interest-bearing deposits | 107,430,000 | 99,756,000 | 103,605,000 | 108,888,000 |
| Noninterest-bearing deposits | 27,634,000 | 30,237,000 | 31,522,000 | 29,946,000 |
| Equity capital | 13,918,000 | 13,829,000 | 14,133,000 | 14,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,915,000 | 4,400,000 | 5,929,000 |
| Interest expense | 151,000 | 314,000 | 487,000 | 661,000 |
| Net interest income | 1,312,000 | 2,601,000 | 3,913,000 | 5,268,000 |
| Noninterest income | 68,000 | 139,000 | 209,000 | 284,000 |
| Noninterest expense | 738,000 | 1,543,000 | 2,312,000 | 3,101,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 636,000 | 1,191,000 | 1,804,000 | 2,445,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 635,000 | 1,190,000 | 1,803,000 | 2,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,920,000 | 13,828,000 | 14,132,000 | 14,773,000 |
| Total capital | 15,349,000 | 15,262,000 | 15,581,000 | 16,309,000 |
| Risk-weighted assets | 114,171,000 | 114,610,000 | 115,772,000 | 122,742,000 |