Call reports 2015
GATEWAY BANK — 2015
What GATEWAY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,794,000 | 134,125,000 | 137,676,000 | 138,596,000 |
| Total loans | 102,669,000 | 102,452,000 | 110,456,000 | 114,474,000 |
| Allowance for loan losses | 1,459,000 | 1,459,000 | 1,545,000 | 1,597,000 |
| Securities available for sale | 1,451,000 | 1,451,000 | 1,455,000 | 1,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,697,000 | 115,020,000 | 118,271,000 | 116,610,000 |
| Interest-bearing deposits | 91,531,000 | 89,158,000 | 89,086,000 | 90,808,000 |
| Noninterest-bearing deposits | 26,166,000 | 25,862,000 | 29,185,000 | 25,802,000 |
| Equity capital | 12,898,000 | 12,847,000 | 13,068,000 | 13,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,658,000 | 4,046,000 | 5,501,000 |
| Interest expense | 137,000 | 273,000 | 413,000 | 554,000 |
| Net interest income | 1,186,000 | 2,385,000 | 3,633,000 | 4,947,000 |
| Noninterest income | 68,000 | 131,000 | 190,000 | 256,000 |
| Noninterest expense | 704,000 | 1,449,000 | 2,150,000 | 2,929,000 |
| Provision for loan losses | 36,000 | 36,000 | 122,000 | 172,000 |
| Pretax income | 514,000 | 1,031,000 | 1,551,000 | 2,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 514,000 | 1,031,000 | 1,551,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,898,000 | 12,849,000 | 13,068,000 | 13,619,000 |
| Total capital | 14,180,000 | 14,126,000 | 14,432,000 | 15,037,000 |
| Risk-weighted assets | 102,368,000 | 101,998,000 | 108,943,000 | 113,270,000 |