Call reports 2014
GATEWAY BANK — 2014
What GATEWAY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 116,737,000 | 116,857,000 | 123,077,000 | 134,626,000 |
| Total loans | 96,170,000 | 97,127,000 | 98,210,000 | 100,421,000 |
| Allowance for loan losses | 1,436,000 | 1,344,000 | 1,388,000 | 1,422,000 |
| Securities available for sale | 1,395,000 | 1,447,000 | 1,448,000 | 1,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,636,000 | 98,695,000 | 104,641,000 | 115,614,000 |
| Interest-bearing deposits | 76,083,000 | 77,287,000 | 79,658,000 | 94,474,000 |
| Noninterest-bearing deposits | 22,553,000 | 21,408,000 | 24,983,000 | 21,140,000 |
| Equity capital | 11,927,000 | 11,928,000 | 12,125,000 | 12,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,521,000 | 3,821,000 | 5,152,000 |
| Interest expense | 108,000 | 224,000 | 344,000 | 471,000 |
| Net interest income | 1,143,000 | 2,297,000 | 3,477,000 | 4,681,000 |
| Noninterest income | 66,000 | 134,000 | 197,000 | 270,000 |
| Noninterest expense | 691,000 | 1,431,000 | 2,119,000 | 2,824,000 |
| Provision for loan losses | 25,000 | 41,000 | 84,000 | 118,000 |
| Pretax income | 493,000 | 959,000 | 1,471,000 | 2,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 959,000 | 1,471,000 | 2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,932,000 | 11,931,000 | 12,128,000 | 12,666,000 |
| Total capital | 13,134,000 | 13,140,000 | 13,332,000 | 13,890,000 |
| Risk-weighted assets | 96,182,000 | 96,744,000 | 96,352,000 | 97,712,000 |