Call reports 2013
GATEWAY BANK — 2013
What GATEWAY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,857,000 | 110,376,000 | 114,732,000 | 115,289,000 |
| Total loans | 84,715,000 | 87,099,000 | 88,659,000 | 98,231,000 |
| Allowance for loan losses | 1,186,000 | 1,249,000 | 1,291,000 | 1,412,000 |
| Securities available for sale | 1,350,000 | 1,633,000 | 1,640,000 | 1,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,957,000 | 93,518,000 | 97,596,000 | 97,710,000 |
| Interest-bearing deposits | 68,935,000 | 72,502,000 | 72,770,000 | 74,250,000 |
| Noninterest-bearing deposits | 22,022,000 | 21,016,000 | 24,826,000 | 23,460,000 |
| Equity capital | 10,715,000 | 10,641,000 | 10,845,000 | 11,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,363,000 | 3,551,000 | 4,803,000 |
| Interest expense | 113,000 | 224,000 | 339,000 | 449,000 |
| Net interest income | 1,057,000 | 2,139,000 | 3,212,000 | 4,354,000 |
| Noninterest income | 45,000 | 100,000 | 158,000 | 226,000 |
| Noninterest expense | 630,000 | 1,286,000 | 1,949,000 | 2,640,000 |
| Provision for loan losses | 11,000 | 73,000 | 116,000 | 235,000 |
| Pretax income | 461,000 | 880,000 | 1,305,000 | 1,705,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 460,000 | 879,000 | 1,304,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,715,000 | 10,658,000 | 10,855,000 | 11,256,000 |
| Total capital | 11,757,000 | 11,738,000 | 11,963,000 | 12,471,000 |
| Risk-weighted assets | 83,384,000 | 86,422,000 | 88,611,000 | 97,198,000 |