Call reports 2012
GATEWAY BANK — 2012
What GATEWAY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,926,000 | 101,186,000 | 105,000,000 | 105,627,000 |
| Total loans | 76,736,000 | 79,984,000 | 81,442,000 | 84,727,000 |
| Allowance for loan losses | 1,109,000 | 1,087,000 | 1,129,000 | 1,176,000 |
| Securities available for sale | 2,496,000 | 2,342,000 | 1,351,000 | 1,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,482,000 | 85,173,000 | 88,701,000 | 87,335,000 |
| Interest-bearing deposits | 64,617,000 | 66,498,000 | 68,102,000 | 66,526,000 |
| Noninterest-bearing deposits | 17,865,000 | 18,675,000 | 20,599,000 | 20,809,000 |
| Equity capital | 9,782,000 | 9,808,000 | 10,047,000 | 10,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,292,000 | 3,499,000 | 4,693,000 |
| Interest expense | 133,000 | 258,000 | 386,000 | 504,000 |
| Net interest income | 999,000 | 2,034,000 | 3,113,000 | 4,189,000 |
| Noninterest income | 59,000 | 106,000 | 155,000 | 204,000 |
| Noninterest expense | 606,000 | 1,245,000 | 1,883,000 | 2,527,000 |
| Provision for loan losses | 41,000 | 119,000 | 161,000 | 212,000 |
| Pretax income | 411,000 | 776,000 | 1,224,000 | 1,654,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 410,000 | 775,000 | 1,223,000 | 1,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,782,000 | 9,809,000 | 10,046,000 | 10,477,000 |
| Total capital | 10,754,000 | 10,813,000 | 11,064,000 | 11,529,000 |
| Risk-weighted assets | 77,760,000 | 80,347,000 | 81,422,000 | 84,185,000 |