Call reports 2011
GATEWAY BANK — 2011
What GATEWAY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,258,000 | 92,193,000 | 94,572,000 | 95,059,000 |
| Total loans | 75,165,000 | 75,975,000 | 75,839,000 | 75,289,000 |
| Allowance for loan losses | 1,124,000 | 1,161,000 | 1,175,000 | 1,068,000 |
| Securities available for sale | 4,087,000 | 4,080,000 | 4,023,000 | 3,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,728,000 | 74,590,000 | 77,150,000 | 76,983,000 |
| Interest-bearing deposits | 66,800,000 | 59,163,000 | 59,279,000 | 60,213,000 |
| Noninterest-bearing deposits | 15,928,000 | 15,427,000 | 17,871,000 | 16,770,000 |
| Equity capital | 8,837,000 | 8,890,000 | 9,168,000 | 9,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,309,000 | 3,466,000 | 4,613,000 |
| Interest expense | 168,000 | 324,000 | 476,000 | 615,000 |
| Net interest income | 962,000 | 1,985,000 | 2,990,000 | 3,998,000 |
| Noninterest income | 74,000 | 128,000 | 225,000 | 301,000 |
| Noninterest expense | 595,000 | 1,190,000 | 1,792,000 | 2,403,000 |
| Provision for loan losses | 10,000 | 47,000 | 62,000 | 155,000 |
| Pretax income | 431,000 | 876,000 | 1,361,000 | 1,741,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 29,000 |
| Net income | 430,000 | 875,000 | 1,360,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,829,000 | 8,879,000 | 9,161,000 | 9,513,000 |
| Total capital | 9,791,000 | 9,852,000 | 10,131,000 | 10,474,000 |
| Risk-weighted assets | 76,948,000 | 77,819,000 | 77,606,000 | 76,918,000 |