Call reports 2010
GATEWAY BANK — 2010
What GATEWAY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,350,000 | 90,139,000 | 91,378,000 | 93,799,000 |
| Total loans | 72,182,000 | 75,849,000 | 76,812,000 | 75,886,000 |
| Allowance for loan losses | 930,000 | 947,000 | 1,077,000 | 1,114,000 |
| Securities available for sale | 5,171,000 | 5,191,000 | 4,678,000 | 4,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,238,000 | 72,378,000 | 73,887,000 | 77,386,000 |
| Interest-bearing deposits | 54,822,000 | 59,490,000 | 60,789,000 | 63,874,000 |
| Noninterest-bearing deposits | 13,416,000 | 12,888,000 | 13,098,000 | 13,512,000 |
| Equity capital | 7,918,000 | 8,041,000 | 8,223,000 | 8,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,202,000 | 3,422,000 | 4,641,000 |
| Interest expense | 228,000 | 441,000 | 644,000 | 825,000 |
| Net interest income | 853,000 | 1,761,000 | 2,778,000 | 3,816,000 |
| Noninterest income | 51,000 | 99,000 | 150,000 | 211,000 |
| Noninterest expense | 538,000 | 1,100,000 | 1,676,000 | 2,307,000 |
| Provision for loan losses | 66,000 | 137,000 | 267,000 | 345,000 |
| Pretax income | 300,000 | 623,000 | 985,000 | 1,375,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 299,000 | 622,000 | 984,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,918,000 | 8,030,000 | 8,208,000 | 8,599,000 |
| Total capital | 8,848,000 | 8,977,000 | 9,199,000 | 9,568,000 |
| Risk-weighted assets | 76,189,000 | 78,973,000 | 79,225,000 | 77,401,000 |