Call reports 2009
GATEWAY BANK — 2009
What GATEWAY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,223,000 | 82,341,000 | 83,663,000 | 84,455,000 |
| Total loans | 69,024,000 | 70,305,000 | 70,403,000 | 71,667,000 |
| Allowance for loan losses | 690,000 | 704,000 | 795,000 | 896,000 |
| Securities available for sale | 4,387,000 | 4,908,000 | 4,959,000 | 5,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,008,000 | 61,124,000 | 62,700,000 | 65,359,000 |
| Interest-bearing deposits | 48,141,000 | 48,302,000 | 49,799,000 | 52,289,000 |
| Noninterest-bearing deposits | 11,868,000 | 12,822,000 | 12,901,000 | 13,070,000 |
| Equity capital | 7,389,000 | 7,462,000 | 7,632,000 | 7,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,056,000 | 3,148,000 | 4,245,000 |
| Interest expense | 353,000 | 685,000 | 991,000 | 1,251,000 |
| Net interest income | 648,000 | 1,371,000 | 2,157,000 | 2,994,000 |
| Noninterest income | 46,000 | 91,000 | 140,000 | 189,000 |
| Noninterest expense | 552,000 | 1,106,000 | 1,663,000 | 2,234,000 |
| Provision for loan losses | 31,000 | 45,000 | 136,000 | 275,000 |
| Pretax income | 111,000 | 311,000 | 498,000 | 674,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 109,000 | 309,000 | 496,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,352,000 | 7,427,000 | 7,609,000 | 7,786,000 |
| Total capital | 8,042,000 | 8,131,000 | 8,404,000 | 8,682,000 |
| Risk-weighted assets | 72,616,000 | 74,148,000 | 74,143,000 | 75,055,000 |