Call reports 2006
GATEWAY BANK — 2006
What GATEWAY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,105,000 | 46,055,000 | 46,125,000 | 50,252,000 |
| Total loans | 33,813,000 | 36,455,000 | 37,809,000 | 41,442,000 |
| Allowance for loan losses | 339,000 | 365,000 | 401,000 | 432,000 |
| Securities available for sale | 2,732,000 | 2,932,000 | 3,472,000 | 3,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,797,000 | 40,564,000 | 40,387,000 | 44,393,000 |
| Interest-bearing deposits | 31,540,000 | 33,249,000 | 33,362,000 | 36,839,000 |
| Noninterest-bearing deposits | 6,257,000 | 7,315,000 | 7,025,000 | 7,554,000 |
| Equity capital | 5,024,000 | 5,123,000 | 5,250,000 | 5,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,612,000 | 2,567,000 | 3,528,000 |
| Interest expense | 248,000 | 531,000 | 874,000 | 1,246,000 |
| Net interest income | 518,000 | 1,081,000 | 1,693,000 | 2,282,000 |
| Noninterest income | 12,000 | 25,000 | 41,000 | 64,000 |
| Noninterest expense | 365,000 | 745,000 | 1,131,000 | 1,533,000 |
| Provision for loan losses | 14,000 | 40,000 | 76,000 | 107,000 |
| Pretax income | 151,000 | 321,000 | 527,000 | 706,000 |
| Income tax | 62,000 | 132,000 | 216,000 | 294,000 |
| Net income | 89,000 | 189,000 | 311,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,010,000 | 5,107,000 | 5,249,000 | 5,352,000 |
| Total capital | 5,349,000 | 5,472,000 | 5,650,000 | 5,784,000 |
| Risk-weighted assets | 37,574,000 | 40,159,000 | 42,039,000 | 46,047,000 |