Call reports 2004
GATEWAY BANK — 2004
What GATEWAY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 8,017,000 | 14,834,000 | 23,410,000 | 26,531,000 |
| Total loans | 2,801,000 | 11,562,000 | 16,307,000 | 20,130,000 |
| Allowance for loan losses | 28,000 | 116,000 | 164,000 | 202,000 |
| Securities available for sale | 771,000 | 760,000 | 760,000 | 1,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,133,000 | 10,087,000 | 18,664,000 | 21,800,000 |
| Interest-bearing deposits | 2,156,000 | 7,161,000 | 14,878,000 | 16,894,000 |
| Noninterest-bearing deposits | 977,000 | 2,926,000 | 3,786,000 | 4,906,000 |
| Equity capital | 4,852,000 | 4,700,000 | 4,690,000 | 4,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 27,000 | 134,000 | 369,000 | 689,000 |
| Interest expense | 3,000 | 15,000 | 55,000 | 118,000 |
| Net interest income | 24,000 | 119,000 | 314,000 | 571,000 |
| Noninterest income | 0 | 3,000 | 39,000 | 44,000 |
| Noninterest expense | 193,000 | 392,000 | 591,000 | 850,000 |
| Provision for loan losses | 28,000 | 116,000 | 164,000 | 202,000 |
| Pretax income | -197,000 | -386,000 | -402,000 | -437,000 |
| Income tax | -46,000 | -89,000 | -93,000 | -102,000 |
| Net income | -151,000 | -297,000 | -309,000 | -335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,803,000 | 4,614,000 | 4,598,000 | 4,563,000 |
| Total capital | 4,831,000 | 4,730,000 | 4,762,000 | 4,765,000 |
| Risk-weighted assets | 4,368,000 | 13,101,000 | 18,429,000 | 23,052,000 |