Call reports 2003
NORTHEAST MISSOURI STATE BANK — 2003
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,780,000 | 22,217,000 | 23,185,000 | 23,227,000 |
| Total loans | 8,604,000 | 9,964,000 | 10,052,000 | 9,863,000 |
| Allowance for loan losses | 197,000 | 198,000 | 198,000 | 198,000 |
| Securities available for sale | 11,712,000 | 10,705,000 | 10,999,000 | 11,810,000 |
| Securities held to maturity | 141,000 | 141,000 | 141,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,826,000 | 19,139,000 | 20,147,000 | 20,140,000 |
| Interest-bearing deposits | 16,365,000 | 15,798,000 | 16,637,000 | 16,626,000 |
| Noninterest-bearing deposits | 3,461,000 | 3,341,000 | 3,510,000 | 3,514,000 |
| Equity capital | 2,775,000 | 2,877,000 | 2,868,000 | 2,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 547,000 | 812,000 | 1,095,000 |
| Interest expense | 102,000 | 192,000 | 274,000 | 355,000 |
| Net interest income | 170,000 | 355,000 | 538,000 | 740,000 |
| Noninterest income | 42,000 | 86,000 | 132,000 | 183,000 |
| Noninterest expense | 156,000 | 307,000 | 461,000 | 612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 134,000 | 209,000 | 315,000 |
| Income tax | 4,000 | 12,000 | 20,000 | 40,000 |
| Net income | 52,000 | 122,000 | 189,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,696,000 | 2,766,000 | 2,794,000 | 2,879,000 |
| Total capital | 2,829,000 | 2,911,000 | 2,944,000 | 3,025,000 |
| Risk-weighted assets | 10,559,000 | 11,572,000 | 11,920,000 | 11,594,000 |