Call reports 2002
NORTHEAST MISSOURI STATE BANK — 2002
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,709,000 | 21,723,000 | 22,265,000 | 21,511,000 |
| Total loans | 8,768,000 | 9,027,000 | 8,873,000 | 8,911,000 |
| Allowance for loan losses | 202,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 12,257,000 | 11,151,000 | 11,477,000 | 10,940,000 |
| Securities held to maturity | 141,000 | 141,000 | 141,000 | 141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,982,000 | 18,831,000 | 19,323,000 | 18,543,000 |
| Interest-bearing deposits | 16,449,000 | 15,757,000 | 16,023,000 | 15,272,000 |
| Noninterest-bearing deposits | 3,533,000 | 3,074,000 | 3,300,000 | 3,271,000 |
| Equity capital | 2,556,000 | 2,686,000 | 2,728,000 | 2,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 630,000 | 930,000 | 1,218,000 |
| Interest expense | 145,000 | 273,000 | 392,000 | 509,000 |
| Net interest income | 170,000 | 357,000 | 538,000 | 709,000 |
| Noninterest income | 45,000 | 101,000 | 148,000 | 197,000 |
| Noninterest expense | 152,000 | 303,000 | 456,000 | 621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 156,000 | 231,000 | 287,000 |
| Income tax | 0 | 18,000 | 28,000 | 29,000 |
| Net income | 63,000 | 138,000 | 203,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,530,000 | 2,604,000 | 2,629,000 | 2,684,000 |
| Total capital | 2,661,000 | 2,735,000 | 2,759,000 | 2,812,000 |
| Risk-weighted assets | 10,375,000 | 10,403,000 | 10,369,000 | 10,210,000 |