Call reports 2001
NORTHEAST MISSOURI STATE BANK — 2001
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,230,000 | 22,268,000 | 21,605,000 | 22,626,000 |
| Total loans | 7,726,000 | 8,700,000 | 9,106,000 | 8,987,000 |
| Allowance for loan losses | 202,000 | 204,000 | 203,000 | 203,000 |
| Securities available for sale | 11,074,000 | 10,742,000 | 10,083,000 | 11,521,000 |
| Securities held to maturity | 141,000 | 141,000 | 141,000 | 141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,539,000 | 19,558,000 | 18,818,000 | 19,850,000 |
| Interest-bearing deposits | 16,009,000 | 16,090,000 | 15,767,000 | 16,308,000 |
| Noninterest-bearing deposits | 3,530,000 | 3,468,000 | 3,051,000 | 3,542,000 |
| Equity capital | 2,390,000 | 2,448,000 | 2,527,000 | 2,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 709,000 | 1,071,000 | 1,414,000 |
| Interest expense | 190,000 | 381,000 | 549,000 | 706,000 |
| Net interest income | 169,000 | 328,000 | 522,000 | 708,000 |
| Noninterest income | 46,000 | 94,000 | 145,000 | 194,000 |
| Noninterest expense | 146,000 | 295,000 | 442,000 | 600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 127,000 | 225,000 | 302,000 |
| Income tax | 9,000 | 8,000 | 29,000 | 41,000 |
| Net income | 60,000 | 119,000 | 196,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,346,000 | 2,405,000 | 2,442,000 | 2,506,000 |
| Total capital | 2,471,000 | 2,537,000 | 2,575,000 | 2,640,000 |
| Risk-weighted assets | 9,912,000 | 10,490,000 | 10,602,000 | 10,656,000 |