Call reports 2008
TAMPA STATE BANK — 2008
What TAMPA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,945,000 | 45,251,000 | 43,212,000 | 43,276,000 |
| Total loans | 37,504,000 | 35,013,000 | 34,492,000 | 35,099,000 |
| Allowance for loan losses | 684,000 | 873,000 | 609,000 | 750,000 |
| Securities available for sale | 2,241,000 | 2,613,000 | 3,088,000 | 2,880,000 |
| Securities held to maturity | 511,000 | 511,000 | 347,000 | 311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,105,000 | 37,564,000 | 36,445,000 | 36,521,000 |
| Interest-bearing deposits | 31,785,000 | 31,616,000 | 31,086,000 | 31,231,000 |
| Noninterest-bearing deposits | 5,320,000 | 5,948,000 | 5,359,000 | 5,290,000 |
| Equity capital | 5,421,000 | 5,272,000 | 5,426,000 | 5,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,462,000 | 2,166,000 | 2,879,000 |
| Interest expense | 298,000 | 560,000 | 843,000 | 1,085,000 |
| Net interest income | 476,000 | 902,000 | 1,323,000 | 1,794,000 |
| Noninterest income | 94,000 | 187,000 | 274,000 | 295,000 |
| Noninterest expense | 327,000 | 673,000 | 984,000 | 1,404,000 |
| Provision for loan losses | 0 | 210,000 | 210,000 | 345,000 |
| Pretax income | 243,000 | 206,000 | 403,000 | 340,000 |
| Income tax | 11,000 | 9,000 | 17,000 | 15,000 |
| Net income | 232,000 | 197,000 | 386,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,359,000 | 5,238,000 | 5,402,000 | 5,306,000 |
| Total capital | 5,795,000 | 5,649,000 | 5,803,000 | 5,713,000 |
| Risk-weighted assets | 34,622,000 | 32,457,000 | 31,834,000 | 32,247,000 |