Call reports 2005
TAMPA STATE BANK — 2005
What TAMPA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,313,000 | 37,300,000 | 37,896,000 | 38,777,000 |
| Total loans | 29,717,000 | 29,990,000 | 31,325,000 | 33,348,000 |
| Allowance for loan losses | 532,000 | 548,000 | 563,000 | 520,000 |
| Securities available for sale | 2,569,000 | 2,741,000 | 2,754,000 | 2,731,000 |
| Securities held to maturity | 923,000 | 917,000 | 914,000 | 726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,566,000 | 32,440,000 | 32,876,000 | 31,794,000 |
| Interest-bearing deposits | 28,623,000 | 28,089,000 | 27,305,000 | 27,198,000 |
| Noninterest-bearing deposits | 4,943,000 | 4,351,000 | 5,571,000 | 4,596,000 |
| Equity capital | 4,483,000 | 4,573,000 | 4,704,000 | 4,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,136,000 | 1,743,000 | 2,370,000 |
| Interest expense | 165,000 | 339,000 | 529,000 | 718,000 |
| Net interest income | 401,000 | 797,000 | 1,214,000 | 1,652,000 |
| Noninterest income | 68,000 | 153,000 | 237,000 | 310,000 |
| Noninterest expense | 286,000 | 559,000 | 858,000 | 1,267,000 |
| Provision for loan losses | 27,000 | 53,000 | 80,000 | 80,000 |
| Pretax income | 156,000 | 338,000 | 513,000 | 615,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 27,000 |
| Net income | 149,000 | 323,000 | 491,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,512,000 | 4,625,000 | 4,723,000 | 4,751,000 |
| Total capital | 4,890,000 | 5,001,000 | 5,112,000 | 5,183,000 |
| Risk-weighted assets | 30,079,000 | 29,958,000 | 30,922,000 | 34,470,000 |