Call reports 2013
PEACHTREE BANK — 2013
What PEACHTREE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,434,000 | 54,594,000 | 54,750,000 | 53,934,000 |
| Total loans | 19,787,000 | 19,088,000 | 19,836,000 | 17,943,000 |
| Allowance for loan losses | 198,000 | 197,000 | 196,000 | 169,000 |
| Securities available for sale | 8,950,000 | 9,096,000 | 8,412,000 | 8,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,340,000 | 46,571,000 | 46,723,000 | 45,920,000 |
| Interest-bearing deposits | 33,507,000 | 32,729,000 | 33,085,000 | 31,946,000 |
| Noninterest-bearing deposits | 12,833,000 | 13,842,000 | 13,638,000 | 13,974,000 |
| Equity capital | 5,639,000 | 5,582,000 | 5,576,000 | 5,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 770,000 | 1,160,000 | 1,513,000 |
| Interest expense | 25,000 | 48,000 | 69,000 | 90,000 |
| Net interest income | 358,000 | 722,000 | 1,091,000 | 1,423,000 |
| Noninterest income | 159,000 | 315,000 | 461,000 | 633,000 |
| Noninterest expense | 476,000 | 989,000 | 1,496,000 | 2,062,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 48,000 | 56,000 | -6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | 48,000 | 56,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,353,000 | 5,296,000 | 5,259,000 | 5,199,000 |
| Total capital | 5,551,000 | 5,493,000 | 5,455,000 | 5,368,000 |
| Risk-weighted assets | 28,855,000 | 28,019,000 | 27,634,000 | 26,316,000 |