Call reports 2012
PEACHTREE BANK — 2012
What PEACHTREE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,164,000 | 54,685,000 | 53,282,000 | 53,549,000 |
| Total loans | 21,324,000 | 20,986,000 | 20,304,000 | 19,904,000 |
| Allowance for loan losses | 274,000 | 286,000 | 208,000 | 208,000 |
| Securities available for sale | 11,846,000 | 12,264,000 | 11,421,000 | 9,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,169,000 | 46,622,000 | 45,206,000 | 45,518,000 |
| Interest-bearing deposits | 32,181,000 | 33,570,000 | 32,731,000 | 32,870,000 |
| Noninterest-bearing deposits | 12,988,000 | 13,052,000 | 12,476,000 | 12,648,000 |
| Equity capital | 5,682,000 | 5,696,000 | 5,676,000 | 5,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 938,000 | 1,377,000 | 1,780,000 |
| Interest expense | 36,000 | 68,000 | 100,000 | 131,000 |
| Net interest income | 436,000 | 870,000 | 1,277,000 | 1,649,000 |
| Noninterest income | 173,000 | 315,000 | 434,000 | 602,000 |
| Noninterest expense | 619,000 | 1,167,000 | 1,706,000 | 2,277,000 |
| Provision for loan losses | 43,000 | 78,000 | 108,000 | 108,000 |
| Pretax income | -53,000 | -60,000 | -103,000 | -134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -53,000 | -60,000 | -103,000 | -134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,512,000 | 5,444,000 | 5,401,000 | 5,386,000 |
| Total capital | 5,786,000 | 5,730,000 | 5,609,000 | 5,594,000 |
| Risk-weighted assets | 30,341,000 | 29,936,000 | 28,779,000 | 28,526,000 |