Call reports 2011
PEACHTREE BANK — 2011
What PEACHTREE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,478,000 | 54,852,000 | 55,394,000 | 52,964,000 |
| Total loans | 25,127,000 | 24,232,000 | 22,298,000 | 21,396,000 |
| Allowance for loan losses | 513,000 | 566,000 | 364,000 | 287,000 |
| Securities available for sale | 9,550,000 | 9,652,000 | 9,793,000 | 10,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,268,000 | 46,480,000 | 46,945,000 | 44,918,000 |
| Interest-bearing deposits | 36,824,000 | 35,696,000 | 34,895,000 | 32,981,000 |
| Noninterest-bearing deposits | 11,444,000 | 10,784,000 | 12,051,000 | 11,937,000 |
| Equity capital | 5,527,000 | 5,642,000 | 5,684,000 | 5,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,039,000 | 1,536,000 | 2,025,000 |
| Interest expense | 69,000 | 123,000 | 173,000 | 215,000 |
| Net interest income | 462,000 | 916,000 | 1,363,000 | 1,810,000 |
| Noninterest income | 154,000 | 326,000 | 481,000 | 614,000 |
| Noninterest expense | 605,000 | 1,143,000 | 1,683,000 | 2,182,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 45,000 |
| Pretax income | 11,000 | 99,000 | 151,000 | 197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 99,000 | 151,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,261,000 | 5,420,000 | 5,501,000 | 5,524,000 |
| Total capital | 5,689,000 | 5,835,000 | 5,865,000 | 5,811,000 |
| Risk-weighted assets | 34,531,000 | 33,402,000 | 32,250,000 | 30,843,000 |