Call reports 2010
PEACHTREE BANK — 2010
What PEACHTREE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,207,000 | 64,798,000 | 63,530,000 | 57,620,000 |
| Total loans | 30,297,000 | 28,438,000 | 27,436,000 | 25,849,000 |
| Allowance for loan losses | 662,000 | 738,000 | 783,000 | 525,000 |
| Securities available for sale | 11,982,000 | 11,841,000 | 10,928,000 | 9,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,862,000 | 54,650,000 | 53,786,000 | 49,422,000 |
| Interest-bearing deposits | 42,603,000 | 42,640,000 | 41,654,000 | 38,485,000 |
| Noninterest-bearing deposits | 13,259,000 | 12,010,000 | 12,131,000 | 10,937,000 |
| Equity capital | 6,269,000 | 6,182,000 | 5,945,000 | 5,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,361,000 | 1,991,000 | 2,569,000 |
| Interest expense | 140,000 | 267,000 | 385,000 | 489,000 |
| Net interest income | 573,000 | 1,094,000 | 1,606,000 | 2,080,000 |
| Noninterest income | 247,000 | 426,000 | 397,000 | 620,000 |
| Noninterest expense | 567,000 | 1,165,000 | 1,793,000 | 2,344,000 |
| Provision for loan losses | 0 | 293,000 | 393,000 | 648,000 |
| Pretax income | 253,000 | 62,000 | -183,000 | -292,000 |
| Income tax | 82,000 | -17,000 | -17,000 | 225,000 |
| Net income | 171,000 | 79,000 | -166,000 | -517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,996,000 | 5,338,000 | 5,063,000 | 5,382,000 |
| Total capital | 6,503,000 | 5,827,000 | 5,539,000 | 5,821,000 |
| Risk-weighted assets | 40,691,000 | 39,214,000 | 38,193,000 | 35,241,000 |