Call reports 2009
PEACHTREE BANK — 2009
What PEACHTREE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,483,000 | 68,551,000 | 67,511,000 | 65,848,000 |
| Total loans | 38,476,000 | 36,440,000 | 35,135,000 | 32,562,000 |
| Allowance for loan losses | 797,000 | 783,000 | 787,000 | 659,000 |
| Securities available for sale | 16,127,000 | 14,483,000 | 14,899,000 | 12,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,832,000 | 55,041,000 | 56,896,000 | 55,597,000 |
| Interest-bearing deposits | 42,236,000 | 43,743,000 | 43,482,000 | 42,583,000 |
| Noninterest-bearing deposits | 11,596,000 | 11,298,000 | 13,414,000 | 13,014,000 |
| Equity capital | 8,927,000 | 8,908,000 | 6,175,000 | 6,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,723,000 | 2,521,000 | 3,280,000 |
| Interest expense | 244,000 | 466,000 | 669,000 | 839,000 |
| Net interest income | 589,000 | 1,257,000 | 1,852,000 | 2,441,000 |
| Noninterest income | 168,000 | 340,000 | 526,000 | 713,000 |
| Noninterest expense | 559,000 | 1,179,000 | 4,748,000 | 5,341,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 358,000 |
| Pretax income | 148,000 | 221,000 | -2,567,000 | -2,692,000 |
| Income tax | 36,000 | 108,000 | 149,000 | 87,000 |
| Net income | 112,000 | 113,000 | -2,716,000 | -2,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,791,000 | 5,792,000 | 5,961,000 | 5,898,000 |
| Total capital | 6,361,000 | 6,390,000 | 6,481,000 | 6,424,000 |
| Risk-weighted assets | 45,870,000 | 48,031,000 | 41,307,000 | 42,211,000 |