Call reports 2008
PEACHTREE BANK — 2008
What PEACHTREE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 69,969,000 | 70,469,000 | 69,372,000 | 66,600,000 |
| Total loans | 36,298,000 | 37,702,000 | 40,013,000 | 39,505,000 |
| Allowance for loan losses | 613,000 | 721,000 | 741,000 | 1,266,000 |
| Securities available for sale | 15,483,000 | 18,383,000 | 15,674,000 | 14,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,950,000 | 55,686,000 | 54,289,000 | 52,936,000 |
| Interest-bearing deposits | 41,421,000 | 43,133,000 | 42,220,000 | 41,735,000 |
| Noninterest-bearing deposits | 13,529,000 | 12,553,000 | 12,069,000 | 11,201,000 |
| Equity capital | 12,604,000 | 12,521,000 | 12,742,000 | 8,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,894,000 | 2,823,000 | 3,707,000 |
| Interest expense | 363,000 | 664,000 | 941,000 | 1,215,000 |
| Net interest income | 610,000 | 1,230,000 | 1,882,000 | 2,492,000 |
| Noninterest income | 181,000 | 362,000 | 555,000 | 785,000 |
| Noninterest expense | 579,000 | 1,156,000 | 1,748,000 | 6,522,000 |
| Provision for loan losses | 0 | 118,000 | 163,000 | 698,000 |
| Pretax income | 240,000 | 347,000 | 555,000 | -3,914,000 |
| Income tax | 67,000 | 89,000 | 134,000 | -300,000 |
| Net income | 173,000 | 258,000 | 421,000 | -3,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,535,000 | 5,640,000 | 5,823,000 | 5,680,000 |
| Total capital | 6,148,000 | 6,290,000 | 6,491,000 | 6,268,000 |
| Risk-weighted assets | 50,585,000 | 52,592,000 | 53,868,000 | 46,988,000 |