Call reports 2007
PEACHTREE BANK — 2007
What PEACHTREE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,077,000 | 69,744,000 | 69,821,000 | 70,728,000 |
| Total loans | 33,212,000 | 36,117,000 | 36,866,000 | 37,164,000 |
| Allowance for loan losses | 635,000 | 643,000 | 637,000 | 611,000 |
| Securities available for sale | 16,580,000 | 18,808,000 | 17,603,000 | 17,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,986,000 | 54,247,000 | 54,876,000 | 56,056,000 |
| Interest-bearing deposits | 40,505,000 | 13,373,000 | 42,223,000 | 43,814,000 |
| Noninterest-bearing deposits | 13,481,000 | 40,874,000 | 12,653,000 | 12,242,000 |
| Equity capital | 12,834,000 | 12,981,000 | 12,674,000 | 12,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,082,000 | 3,157,000 | 4,220,000 |
| Interest expense | 312,000 | 643,000 | 998,000 | 1,369,000 |
| Net interest income | 710,000 | 1,439,000 | 2,159,000 | 2,851,000 |
| Noninterest income | 144,000 | 353,000 | 547,000 | 763,000 |
| Noninterest expense | 550,000 | 1,172,000 | 1,856,000 | 2,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 620,000 | 850,000 | 1,146,000 |
| Income tax | 87,000 | 172,000 | 233,000 | 318,000 |
| Net income | 217,000 | 448,000 | 617,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,814,000 | 6,064,000 | 5,663,000 | 5,536,000 |
| Total capital | 6,406,000 | 6,602,000 | 6,205,000 | 6,083,000 |
| Risk-weighted assets | 48,088,000 | 43,620,000 | 43,935,000 | 44,340,000 |