Call reports 2006
PEACHTREE BANK — 2006
What PEACHTREE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,018,000 | 64,959,000 | 63,563,000 | 68,623,000 |
| Total loans | 32,839,000 | 33,380,000 | 34,289,000 | 33,538,000 |
| Allowance for loan losses | 623,000 | 625,000 | 629,000 | 609,000 |
| Securities available for sale | 23,450,000 | 22,908,000 | 20,763,000 | 16,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,176,000 | 54,046,000 | 52,055,000 | 53,870,000 |
| Interest-bearing deposits | 39,454,000 | 40,246,000 | 39,076,000 | 40,348,000 |
| Noninterest-bearing deposits | 13,722,000 | 13,800,000 | 12,980,000 | 13,522,000 |
| Equity capital | 9,971,000 | 10,035,000 | 10,426,000 | 12,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,842,000 | 2,873,000 | 678,000 |
| Interest expense | 241,000 | 495,000 | 777,000 | 241,000 |
| Net interest income | 652,000 | 1,347,000 | 2,096,000 | 437,000 |
| Noninterest income | 124,000 | 293,000 | 443,000 | 134,000 |
| Noninterest expense | 481,000 | 925,000 | 1,370,000 | 348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 295,000 | 715,000 | 1,169,000 | 224,000 |
| Income tax | 83,000 | 205,000 | 362,000 | 65,000 |
| Net income | 212,000 | 510,000 | 807,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,120,000 | 10,218,000 | 10,516,000 | 5,418,000 |
| Total capital | 10,641,000 | 10,752,000 | 11,050,000 | 6,011,000 |
| Risk-weighted assets | 42,575,000 | 43,662,000 | 43,027,000 | 47,898,000 |