Call reports 2005
PEACHTREE BANK — 2005
What PEACHTREE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,405,000 | 62,205,000 | 62,787,000 | 62,573,000 |
| Total loans | 33,068,000 | 32,958,000 | 31,628,000 | 32,305,000 |
| Allowance for loan losses | 669,000 | 673,000 | 617,000 | 619,000 |
| Securities available for sale | 19,127,000 | 20,467,000 | 22,922,000 | 23,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,324,000 | 51,856,000 | 52,310,000 | 52,083,000 |
| Interest-bearing deposits | 38,973,000 | 38,726,000 | 39,829,000 | 40,311,000 |
| Noninterest-bearing deposits | 11,351,000 | 13,130,000 | 12,481,000 | 11,772,000 |
| Equity capital | 9,404,000 | 9,534,000 | 9,766,000 | 9,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,598,000 | 2,464,000 | 3,330,000 |
| Interest expense | 147,000 | 312,000 | 514,000 | 747,000 |
| Net interest income | 630,000 | 1,286,000 | 1,950,000 | 2,583,000 |
| Noninterest income | 119,000 | 247,000 | 376,000 | 503,000 |
| Noninterest expense | 504,000 | 954,000 | 1,405,000 | 1,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 579,000 | 921,000 | 1,225,000 |
| Income tax | 72,000 | 166,000 | 249,000 | 330,000 |
| Net income | 173,000 | 413,000 | 672,000 | 895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,507,000 | 9,577,000 | 9,836,000 | 9,910,000 |
| Total capital | 10,004,000 | 10,102,000 | 10,341,000 | 10,416,000 |
| Risk-weighted assets | 40,276,000 | 41,816,000 | 41,337,000 | 41,730,000 |