Call reports 2004
PEACHTREE BANK — 2004
What PEACHTREE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,334,000 | 59,304,000 | 59,984,000 | 60,671,000 |
| Total loans | 33,080,000 | 32,714,000 | 32,103,000 | 34,094,000 |
| Allowance for loan losses | 676,000 | 682,000 | 699,000 | 656,000 |
| Securities available for sale | 16,309,000 | 17,635,000 | 19,370,000 | 20,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,482,000 | 49,810,000 | 50,138,000 | 50,636,000 |
| Interest-bearing deposits | 38,879,000 | 39,739,000 | 39,457,000 | 38,543,000 |
| Noninterest-bearing deposits | 9,603,000 | 10,071,000 | 10,681,000 | 12,093,000 |
| Equity capital | 9,106,000 | 8,995,000 | 9,315,000 | 9,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,568,000 | 2,366,000 | 3,170,000 |
| Interest expense | 157,000 | 310,000 | 460,000 | 610,000 |
| Net interest income | 631,000 | 1,258,000 | 1,906,000 | 2,560,000 |
| Noninterest income | 179,000 | 312,000 | 456,000 | 589,000 |
| Noninterest expense | 555,000 | 1,008,000 | 1,479,000 | 1,960,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 251,000 | 558,000 | 879,000 | 1,185,000 |
| Income tax | 55,000 | 137,000 | 226,000 | 315,000 |
| Net income | 196,000 | 421,000 | 653,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,919,000 | 8,994,000 | 9,226,000 | 9,335,000 |
| Total capital | 9,403,000 | 9,476,000 | 9,708,000 | 9,836,000 |
| Risk-weighted assets | 39,269,000 | 39,004,000 | 38,339,000 | 40,388,000 |