Call reports 2003
PEACHTREE BANK — 2003
What PEACHTREE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,975,000 | 57,998,000 | 56,228,000 | 57,256,000 |
| Total loans | 34,340,000 | 34,308,000 | 33,973,000 | 33,781,000 |
| Allowance for loan losses | 669,000 | 702,000 | 687,000 | 652,000 |
| Securities available for sale | 15,438,000 | 15,246,000 | 14,314,000 | 15,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,760,000 | 48,287,000 | 46,695,000 | 47,970,000 |
| Interest-bearing deposits | 38,031,000 | 39,199,000 | 37,851,000 | 39,343,000 |
| Noninterest-bearing deposits | 8,729,000 | 9,088,000 | 8,844,000 | 8,627,000 |
| Equity capital | 8,618,000 | 8,904,000 | 8,931,000 | 8,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,841,000 | 2,744,000 | 3,572,000 |
| Interest expense | 200,000 | 388,000 | 565,000 | 733,000 |
| Net interest income | 719,000 | 1,453,000 | 2,179,000 | 2,839,000 |
| Noninterest income | 132,000 | 263,000 | 396,000 | 540,000 |
| Noninterest expense | 432,000 | 880,000 | 1,323,000 | 1,863,000 |
| Provision for loan losses | 27,000 | 54,000 | 67,000 | 73,000 |
| Pretax income | 392,000 | 782,000 | 1,185,000 | 1,443,000 |
| Income tax | 105,000 | 219,000 | 413,000 | 429,000 |
| Net income | 287,000 | 563,000 | 772,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,317,000 | 8,592,000 | 8,716,000 | 8,723,000 |
| Total capital | 8,814,000 | 9,094,000 | 9,221,000 | 9,219,000 |
| Risk-weighted assets | 40,099,000 | 40,343,000 | 40,269,000 | 39,947,000 |