Call reports 2002
PEACHTREE BANK — 2002
What PEACHTREE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,499,000 | 55,838,000 | 55,697,000 | 54,941,000 |
| Total loans | 33,843,000 | 34,139,000 | 32,920,000 | 33,852,000 |
| Allowance for loan losses | 679,000 | 679,000 | 681,000 | 605,000 |
| Securities available for sale | 14,987,000 | 15,410,000 | 17,127,000 | 15,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,788,000 | 47,270,000 | 45,977,000 | 44,879,000 |
| Interest-bearing deposits | 38,144,000 | 39,542,000 | 38,006,000 | 37,390,000 |
| Noninterest-bearing deposits | 7,644,000 | 7,728,000 | 7,971,000 | 7,489,000 |
| Equity capital | 7,790,000 | 7,877,000 | 8,208,000 | 8,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,960,000 | 2,919,000 | 3,858,000 |
| Interest expense | 276,000 | 530,000 | 769,000 | 986,000 |
| Net interest income | 712,000 | 1,430,000 | 2,150,000 | 2,872,000 |
| Noninterest income | 107,000 | 215,000 | 321,000 | 474,000 |
| Noninterest expense | 398,000 | 818,000 | 1,228,000 | 1,719,000 |
| Provision for loan losses | 17,000 | 32,000 | 47,000 | 70,000 |
| Pretax income | 404,000 | 795,000 | 1,196,000 | 1,557,000 |
| Income tax | 123,000 | 258,000 | 392,000 | 464,000 |
| Net income | 281,000 | 537,000 | 804,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,557,000 | 7,568,000 | 7,834,000 | 8,030,000 |
| Total capital | 8,087,000 | 8,159,000 | 8,329,000 | 8,524,000 |
| Risk-weighted assets | 42,463,000 | 47,724,000 | 39,396,000 | 40,078,000 |